OUR SERVICES

WHAT WE DO...

Have you ever gone into a bank looking for help and 20 minutes later you came out as the new owner of a mutual fund but you have no idea what it is you just bought?  AND THEN, you never hear from that broker ever again?  AND, your account value seems to drop each month - even when the market is going up?  Over the years, working with hundreds of families, we've heard and seen many horror stories.  Maybe you have a story to share, as well.  Whatever your past experience may be, we're here to help!

American Lifestyle is a family owned and operated financial services firm.  Since our founding in 1998, we've brought together many of the foremost experts in the financial services industry in order to best serve our clients' needs.  These include professionals in such fields as legal, tax, estate, financial, investment, mortgage, and insurance.  This carefully selected network of qualified professionals is in place for the sole purpose of providing all the disciplines that are necessary to meet the unique financial planning needs of each family we work with.  We're a full-service firm; which means that, through our team of experts, we can take care of just about any need that comes our way! 

Some of the typical issues we help families with include:

  • Reduce or eliminate stock market, bond market, and mutual fund risk.
  • Increase rates of return on savings and investments.
  • Increase tax-efficient monthly income.
  • Avoid the cost and delays associated with probate.
  • Eliminate lump-sum capital gains taxes on stock or real estate sales.
  • Reduce or eliminate taxation of Social Security income.
  • Reduce or eliminate state and federal income taxes.
  • Reduce or eliminate federal estate taxes.
  • Provide for supplemental income to offset a reduced income at the death of the first spouse.
  • Reduce living expenses to meet the needs of the family budget.
  • Maximize monetary legacy for the family.
  • Avoid mandatory spend-down effect of long-term health care.

How do we do it?  There are countless tools, services, and strategies, but here are some of the most common:

  • Customized Retirement Planning
  • Risk Tolerance Planning
  • Professional Asset Allocation Planning
  • 401(k) Rollovers, 403(b) Rollovers, TSA Rollovers, 457 Rollovers
  • Individual Retirement Accounts (IRA)
  • Roth IRA Accounts, Roth IRA Conversions
  • Pension Plans
  • Professional Investment Account Management
  • Tax Deferred Annuities - Fixed, Immediate, and Indexed
  • Revocable Living Trust Estate Plans
  • Long-Term Care Insurance Planning
  • Medi-Cal / Medicaid Planning
  • Charitable Gift Annuities, Charitable Remainder Trusts
  • Life Insurance Planning, Life Insurance Trusts
  • Family Budgetary Planning
  • Mortgage Refinancing, Reverse Mortgages

 

Call us at 661.702.0404 for more information or to schedule your complimentary consultation.  With proven positive results, experience, and confidence, we're looking forward to assisting you with all your financial services needs.  Thank you for the opportunity to serve you and your family!